Meet the Team
Richard is the founder of Empire Title Services and a Senior Partner with Breger | De Biase. Richard is a native Floridian who attended the University of Miami and Boston University before graduating from the University of Florida with a Bachelor of Arts degree. Richard continued his higher education at the University of Florida and graduated from its law school with honors and as a member of the school’s prestigious Law Review, in 1981. To further his education, Richard returned to law school at the University of Miami and earned a Master of Laws (LL.M.) Degree in Estate Planning in 1995.
Over the years, Richard has handled countless residential and commercial real estate closings. Richard’s law practice involves advising clients on complex matters such as Foreign Investment in Real Property Tax Act of 1980 (FIRPTA) withholding, seller and buyer rights and duties under the Condominium Act, boundary or encroachment issues appearing on surveys, homestead protections, and estate planning. Richard’s involvement in the community includes service as past President of the North Dade Bar Association and past President of The Forum of North Dade. Richard has also been serving as a Miami-Dade County Civil Traffic Infraction Hearing Officer since 1993.
Cynthia Cohen is the Vice President of Empire Title Services. Cynthia was born in Caracas, Venezuela and moved to Miami in 1994. While supervising the day-to-day operations of her family’s export business, Cynthia earned a degree in Business Administration and International Marketing from Florida International University.
Cynthia joined Empire Title Services in 2003 and worked alongside Richard Breger to learn every aspect of Empire’s business. From there, she helped Richard Breger cultivate a network of both domestic and international buyers and sellers of real estate with unique legal needs. Cynthia prides herself on her work ethic and commitment to assisting every party to a transaction handled by Empire while maintaining professional and personal relationships through organizations such as the Jewish Federation of South Palm Beach County.
Cynthia’s focus and commitment to providing 100% customer satisfaction has allowed Empire Title Services to grow and prosper in the often-tumultuous South Florida real estate market. Now, as a co-owner of Empire Title Services, Cynthia is more dedicated than ever to ensuring that everyone’s experience at Empire Title Services surpasses their expectations.
Kim serves as In-House Counsel at Empire Title Services and is the Managing Partner of Breger | De Biase. She was born and raised in New England and earned her Bachelor of Science degree from the University of Rhode Island. Kim started her real estate career by serving buyers and sellers of residential property as a real estate salesperson for an international brokerage. When the opportunity to pursue a legal education under a full-tuition scholarship to the Nova Southeastern University Shepard Broad Law Center presented itself, Kim relocated to South Florida and has been here ever since.
Kim obtained her Juris Doctor Degree, cum laude, in 2009 and is licensed to practice law in multiple states, including Florida. Over the years, Kim has successfully represented consumers facing forfeiture of their earnest money deposits, real estate brokers seeking unpaid commission dollars, and investors suing for specific performance of real estate sale and purchase contracts or to quiet title after a tax deed sale. Kim currently focuses her law practice on residential and commercial real estate transactions, private lender representation, probate administration, and landlord-tenant disputes but prides herself on connecting people in need with someone who can help if the issues fall outside of her areas of specialty.
Loren Esposito serves as In-House Counsel at Empire Title Services and is a Senior Associate Attorney at Breger | De Biase. Loren heads the Palm City office serving the Treasure Coast of Florida. She was born and raised in Florida and earned her Bachelor of Arts degree in Legal Studies at the University of Central Florida. After graduation she attended Law School at Nova Southeastern University Shepard Broad Law Center where she graduated at the top of her class. While in law school, Loren served as an editor and mentor on Nova Law Review, and she was a Law School Advisor to newly admitted law students. Loren was on the Dean’s List and was a recipient of the Merit Scholarship from 2007 to 2009.
Loren obtained her Juris Doctor Degree, cum laude, in 2009 and is licensed to practice law in the states of Florida and Georgia. Loren focuses her practice on residential real estate transactions, probate administration, and landlord-tenant disputes.
Ivette De Moya serves as In-House Counsel at Empire Title Services and is an Associate Attorney at Breger | De Biase. She is a Miami native who attended Northwestern University in Evanston, Illinois, and received her Bachelor of Arts in Economics. Before studying law, Ivette was an analyst and project manager at JPMorgan Chase. Wanting to have a direct impact in people’s lives as an attorney, Ivette earned her Juris Doctor degree at the Benjamin N. Cardozo School of Law in New York City, New York. As a law student, Ivette and her teammates on the Moot Court Honor Society won Second Place Best Brief in the Appellate Lawyers Association’s 2015 National Moot Court Competition. She was also honored with her law school’s Service and Achievement Award in 2017 for her leadership work on campus.
After law school, as a Staff Attorney in the Criminal Defense Practice for The Legal Aid Society’s Manhattan office, Ivette represented hundreds of indigent clients in their misdemeanor and felony cases. Ivette then moved back home to South Florida and gained experience in employment law before transitioning to the practice of real estate law. Ivette pairs her litigation, negotiation, and advocacy skills with her passion to help her clients. Ivette is admitted to practice law in Florida and New York.
Lana Ivanov graduated magna cum laude from Mount Holyoke College with a Bachelor of Arts degree in Comparative Literature and obtained her Juris Doctor degree from the FIU College of Law. Throughout law school, Lana was on the Dean’s List and also earned the CALI Excellence for the Future Award in Securities Regulation. Lana was admitted to The Florida Bar in 2014 and has found her passion in the real estate industry. Her knowledge of the Russian language and understanding of Russian culture add an important capability to the Empire team.
Maria is one of Empire Title Services’ most experienced title processors. Maria comes to Empire Title after having spent 25 years working in all facets of the title insurance industry. She enjoys the intricacies of title requirement clearing and enjoys working with a diverse group of buyers and sellers. Maria prides herself on her willingness to go above and beyond for each and every party involved in the transactions she handles in order to ensure they get to the closing table on time and with a smile. Maria’s wealth of experience allows her to help families achieve the American dream of home ownership. In her spare time Maria loves to travel and garden.
Stephanie Velar is Empire Title Services’ Office Manager. Stephanie was born and raised in Miami, Florida. She is of Cuban descent and speaks Spanish fluently. Stephanie graduated with a Bachelor of Science degree in Business Administration from Strayer University. She has nearly 10 years of administrative experience to draw upon when working to ensure the smooth and efficient operation of the office. Stephanie is involved in many aspects of the title and closing process from opening new office files to obtaining title commitments and finalizing owner and mortgagee title insurance policies for issuance to the insured. Outside the office, Stephanie dedicates her time to her family, traveling, reading, and watching movies.
3440 Hollywood Blvd
Hollywood, FL 33021